Scholarships, Grants, and Loan Trends at UC

11%

Received Percent Changed

-$4,487

Received Amount Changes

Over the past 10 years (2015-2023), the average number of students who received grants aid/scholarships is 2,617, which is 68.44 % of all undergraduate students. 1,797 students which is 46.89% of undergraduate students received federal student loans and the average loan amount is $6,439.

For full-time, first-time beginning students (freshmen), 99.67% of students received grants or scholarships and 66% of students received student loans.

All Undergraduate Students Financial Aid Over Time

The following table shows the trends of financial aid for all undergraduate students at University of the Cumberlands since 2014.

For that period, the average number of students who received grants aid/scholarships is 2,617, which is 68.44 % of all undergraduate students. 1,797 students which is 46.89% of undergraduate students received federal student loans and the average loan amount is $6,439.

YearGrant or Scholarship*Pell GrantsFederal Student Loans
Number Received (percent**)Average AmountNumber Received (percent**)Average AmountNumber Received (percent**)Average Amount
2014-151,737 (66%)$14,4691,047 (40%)$4,1161,230 (47%)$5,675
2015-161,709 (59%)$16,006972 (34%)$4,3131,198 (41%)$5,734
2016-171,722 (57%)$16,275964 (32%)$4,4491,224 (40%)$5,857
2017-181,853 (56%)$15,1301,119 (34%)$4,8941,336 (40%)$7,029
2018-192,060 (63%)$16,1501,232 (38%)$5,1211,396 (43%)$7,851
2019-202,855 (74%)$8,9651,729 (45%)$4,9651,899 (49%)$5,922
2020-213,824 (85%)$9,2022,129 (47%)$5,2012,099 (47%)$6,446
2021-223,871 (79%)$9,4832,401 (49%)$5,9802,255 (46%)$6,212
2022-233,921 (77%)$9,9822,480 (48%)$5,5383,538 (69%)$7,229
Average2,617 (68.44%)$12,8511,564 (40.78%)$4,9531,797 (46.89%)$6,439
*Grant or scholarship aid includes aid received, from the federal government, state or local government, the institution, and other sources known by the institution.
**percentage of number of students receiving aids among all undergraduate students.

Freshmen (First-time, Full-time Undergraduate) Financial Aid Over Time

For the last 10 years, on average, 524 (99.67 % of students) received grants or scholarships and its average amount is $15,023. It can cover 152.13% of tuition & fees ($9,875).

In addition, 341 (65.78 % of students) students get helped from the students loans (average amount : $6,027).

Year Grants or Scholarships*Student Loans
Number Received (percent**)Average AmountNumber Received (percent**)Average Amount
2014-15403 (100%)$17,047285 (71%)$5,226
2015-16433 (100%)$18,698315 (73%)$5,756
2016-17408 (100%)$18,348299 (73%)$6,371
2017-18426 (100%)$18,175292 (68%)$7,806
2018-19464 (99%)$19,506294 (63%)$8,323
2019-20748 (99%)$9,868470 (62%)$4,830
2020-21589 (100%)$10,633305 (52%)$6,197
2021-22593 (99%)$9,822332 (56%)$4,980
2022-23648 (100%)$13,109480 (74%)$4,750
Average524 (99.67%)$15,023341 (65.78%)$6,027
*Grant or scholarship aid includes aid received, from the federal government, state or local government, the institution, and other sources known by the institution.
**percentage of number of students receiving aids among all undergraduate students.

The following table shows the trends of grants or scholarships over time. For the last 10 years, on average, 277 (52.56 % of students) received Pell (federal) grants and its average amount is $5,073.

In addition, 312 students received State/local government grants/scholarships (58.78 % of students).

Year Federal (Pell) GrantsOther Federal State/Local governmentInstitutional
Number Received (percent)Average AmountNumber Received (percent)Average Amount Number Received (percent)Average AmountNumber Received (percent)Average Amount
2014-15217 (54%)$4,260117 (29%)$882228 (57%)$4,480402 (100%)$11,992
2015-16229 (53%)$4,79997 (22%)$831232 (54%)$4,959433 (100%)$13,317
2016-17207 (51%)$4,58094 (23%)$915233 (57%)$5,097397 (97%)$13,261
2017-18226 (53%)$4,50935 (8%)$900227 (53%)$4,630420 (98%)$13,431
2018-19218 (47%)$4,630120 (26%)$433251 (54%)$4,833463 (99%)$14,636
2019-20412 (54%)$4,696634 (84%)$1,088451 (60%)$4,999683 (90%)$3,664
2020-21300 (51%)$4,770510 (86%)$1,832367 (62%)$4,893520 (88%)$4,043
2021-22318 (53%)$5,400234 (39%)$473370 (62%)$5,587508 (85%)$3,798
2022-23369 (57%)$8,016203 (31%)$571451 (70%)$8,174444 (69%)$3,906
Average277 (52.56%)$5,073227 (38.67%)$881312 (58.78%)$5,295474 (91.78%)$9,116
*Grant or scholarship aid includes aid received, from the federal government, state or local government, the institution, and other sources known by the institution.
**percentage of number of students receiving aids among all undergraduate students.

The following table describes number of students and average amount of loans by loan type. The following table shows the trends of grants or scholarships over time.

For the last 10 years, on average, 341 (65.78 % of students) get any students loan help and its average loan amount is $341.

YearTotalFederal student loansOther student loans
Number Received (percent)Average AmountNumber Received (percent)Average AmountNumber Received (percent)Average Amount
2014-15285 (71%)$5,226285 (71%)$5,1375 (1%)$5,084
2015-16315 (73%)$5,756315 (73%)$5,5855 (1%)$10,781
2016-17299 (73%)$6,371299 (73%)$6,0479 (2%)$10,778
2017-18292 (68%)$7,806291 (68%)$7,58911 (3%)$6,451
2018-19294 (63%)$8,323294 (63%)$7,87414 (3%)$9,436
2019-20470 (62%)$4,830467 (62%)$4,64614 (2%)$7,166
2020-21305 (52%)$6,197300 (51%)$5,79220 (3%)$7,618
2021-22332 (56%)$4,980329 (55%)$4,72410 (2%)$9,910
2022-23480 (74%)$4,750478 (74%)$2,301480 (74%)$2,459
Average341 (65.78%)$6,027340 (65.56%)$5,52263 (10.11%)$7,743

Ratings & Review

  1. R
    Reem Safi (Alum)
    • May 21, 2025
    The University of the Cumberlands is one of the most student-friendly educational institutions.

    The University of the Cumberlands is a reputable university with the highest academic standards and integrity. It offers speedy admissions and facilitates course transfers from previous institutions. It offers courses almost every term so that students can register for classes and complete their programs. Most importantly, the instructors are very supportive of students' needs. In addition, the tuition is very affordable. Ultimately, you get a degree from a genuine university, not a diploma mill.

    Reem Safi strongly recommends the school.