How much does University of Massachusetts-Lowell tuition?
The 2025 tuition & fees of University of Massachusetts-Lowell is $16,966 for in-state and $36,264 for out-of-state students. Its tuition & fees is a little bit higher than the average tuition for R2 Universities' tuition of $31,790 based on out-of-state tuition rate.
Based on the last year increase rate, The 2026 estimated tuition & fees at UMass - Lowell is $17,371 for Massachusetts residents and $37,153 for out-of-state students, a 2.5% increase compared to 2025's rate.
UMass - Lowell 2025 Tuition & Fees
| Year | In-State | Out-of-State | R2 Universities' Average |
|---|
| 2023-2024 | $16,570 |
$35,396 | $30,674 |
| 2024-2025 | $16,966 | $36,264 | $31,790 |
| Change % 2024-2025 | 2.39% | 2.45% | 3.64% |
| 2025-2026 Estimate | $17,371 | $37,153 | $32,947 |
How much do you actually pay at UMass - Lowell?
The living costs at UMass - Lowell is $17,514 when living on campus. The on-campus living costs increased by 4.29% compared to the previous year. The off-campus living costs increased by 5.66%.
The UMass - Lowell's 2025 COA is $35,680 for in-state and $54,978 for out-of-state students for living on campus. The off-campus COA is $27,432 for in-state and $46,730 for out-of-state students.
64% of enrolled students have received grants or scholarships, and the average aid amount is $13,518. It could cover 37.28% of the full tuition amount.
After receiving the financial aid, the net price is $22,162 for in-state and $41,460 for out-of-state students..
University of Massachusetts-Lowell 2025 Cost of Attendance (COA) | On-Campus | Off-Campus |
|---|
| In-State | Out-State | In-State | Out-State |
|---|
| Tuition & Fees | $16,966 | $36,264 | $16,966 | $36,264 |
|---|
| Room & Board | $16,148 | $6,900 |
|---|
| Personal Expenses | $1,366 | $2,366 |
|---|
| Books & Supplies | $1,200 | $1,200 |
|---|
| COA | $35,680 | $54,978 | $27,432 | $46,730 |
|---|
| COA with Financial Aid | $22,162 | $41,460 | $13,914 | $33,212 |
|---|
UMass - Lowell 4-Years Tuition
How Much is UMass - Lowell tuition for 4 years?
UMass - Lowell's 4-years tuition is $68,860 for in-state and $147,239 for out-of-state students, based on current tuition and change rate.
Since the tuition & fees at University of Massachusetts-Lowell have risen very slightly (very lower than national average) over the last 4 years, the actual costs may differ from the estimation based on the school or University system's new tuition policy.
UMass - Lowell 4 Years Tuition & Fees Estimates
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total |
|---|
| Class of 2029 (Entering Fall 2025) | In-State | $17,065 | $17,165 | $17,265 | $17,365 | $68,860 |
|---|
| Out-of-State | $36,481 | $36,699 | $36,919 | $37,140 | $147,239 |
| Class of 2030 (Entering Fall 2026) | In-State | $17,165 | $17,265 | $17,365 | $17,467 | $69,262 |
|---|
| Out-of-State | $36,699 | $36,919 | $37,140 | $37,362 | $148,120 |
| Class of 2031 (Entering Fall 2027) | In-State | $17,265 | $17,365 | $17,467 | $17,569 | $69,666 |
|---|
| Out-of-State | $36,919 | $37,140 | $37,362 | $37,586 | $149,006 |
| Class of 2032 (Entering Fall 2028) | In-State | $17,365 | $17,467 | $17,569 | $17,671 | $70,072 |
|---|
| Out-of-State | $37,140 | $37,362 | $37,586 | $37,811 | $149,898 |
| Class of 2033 (Entering Fall 2029) | In-State | $17,467 | $17,569 | $17,671 | $17,774 | $70,481 |
|---|
| Out-of-State | $37,362 | $37,586 | $37,811 | $38,037 | $150,795 |
Net Price for 4 Years at UMass - Lowell
Based on recent tuition increase rate, for the students who were admitted in Fall 2025, the estimated 4-years COA is $145,534 for Massachusetts residents and $223,914 for out-of-state students.
UMass - Lowell 4 Years COA
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total |
|---|
| Class of 2029 (Entering Fall 2025) | In-State | $35,959 | $36,240 | $36,524 | $36,811 | $145,534 |
|---|
| Out-of-State | $55,375 | $55,775 | $56,178 | $56,585 | $223,914 |
| Class of 2030 (Entering Fall 2026) | In-State | $36,240 | $36,524 | $36,811 | $37,100 | $146,675 |
|---|
| Out-of-State | $55,775 | $56,178 | $56,585 | $56,995 | $225,533 |
| Class of 2031 (Entering Fall 2027) | In-State | $36,524 | $36,811 | $37,100 | $37,391 | $147,825 |
|---|
| Out-of-State | $56,178 | $56,585 | $56,995 | $57,408 | $227,166 |
| Class of 2032 (Entering Fall 2028) | In-State | $36,811 | $37,100 | $37,391 | $37,685 | $148,986 |
|---|
| Out-of-State | $56,585 | $56,995 | $57,408 | $57,824 | $228,812 |
| Class of 2033 (Entering Fall 2029) | In-State | $37,100 | $37,391 | $37,685 | $37,981 | $150,156 |
|---|
| Out-of-State | $56,995 | $57,408 | $57,824 | $58,244 | $230,470 |
Actual COA after Receiving Financial Aid
After receiving the financial aid, the net price for 4 years of attending the school is $91,462 for Massachusetts residents and $169,842 for out-of-state students.
UMass - Lowell 4 Years COA after Receiving Financial Aid
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total |
|---|
| Class of 2029 (Entering Fall 2025) | In-State | $22,441 | $22,722 | $23,006 | $23,293 | $91,462 |
|---|
| Out-of-State | $41,857 | $42,257 | $42,660 | $43,067 | $169,842 |
| Class of 2030 (Entering Fall 2026) | In-State | $22,722 | $23,006 | $23,293 | $23,582 | $92,603 |
|---|
| Out-of-State | $42,257 | $42,660 | $43,067 | $43,477 | $171,461 |
| Class of 2031 (Entering Fall 2027) | In-State | $23,006 | $23,293 | $23,582 | $23,873 | $93,753 |
|---|
| Out-of-State | $42,660 | $43,067 | $43,477 | $43,890 | $173,094 |
| Class of 2032 (Entering Fall 2028) | In-State | $23,293 | $23,582 | $23,873 | $24,167 | $94,914 |
|---|
| Out-of-State | $43,067 | $43,477 | $43,890 | $44,306 | $174,740 |
| Class of 2033 (Entering Fall 2029) | In-State | $23,582 | $23,873 | $24,167 | $24,463 | $96,084 |
|---|
| Out-of-State | $43,477 | $43,890 | $44,306 | $44,726 | $176,398 |
UMass - Lowell's Graduate Tuition
The graduate school tuition at University of Massachusetts-Lowell is $16,434 for in-state and $29,118 for out-of-state students. Detailed graduate program tuition and majors can be found at UMass - Lowell graduate program page.
UMass - Lowell Graduate Tuition & Fees
| Year | In-State | Out-of-State |
|---|
| 2023-2024 | $16,050 |
$28,426 |
| 2024-2025 | $16,434 | $29,118 |
| Change % 2024-2025 | 2.39% | 2.43% |
|---|
| 2025-2026 | $16,827 | $29,827 |
Tuition Per Credit Hour
For part-time and/or full-time students who take additional credits at UMass - Lowell is $677 for Massachusetts residents and $1,481 for out-of-state students. The graduate tuition per credit hour is $873 for Massachusetts residents and $1,578 for out-of-state students.
Per Credit Hour Charge at UMass - Lowell
| Year | In-State | Out-of-State |
|---|
| Undergraduate | 2023-2024 | $660 | $1,445 |
|---|
| 2024-2025 | $677 | $1,481 |
|---|
| 2025-2026 (Estimate) | $694 | $1,518 |
|---|
| Graduate | 2023-2024 | $852 | $1,539 |
|---|
| 2024-2025 | $873 | $1,578 |
|---|
| 2025-2026 (Estimate) | $895 | $1,618 |
|---|
UMass - Lowell Tuition Charts
The following charts visualize tuition, fees, living costs, and other expenses at UMass - Lowell. You can enlarge the chart to view detailed information.
Compare Tuition with Similar Colleges
The following table compares tuition & fees between University of Massachusetts-Lowell and its similar schools.
Tuition Comparison between UMass - Lowell and Similar Colleges
| In-State | Out-of-State |
|---|
| University of Massachusetts-Lowell | $16,966 | $36,264 |
|---|
| University of Maine | $13,326 | $36,756 |
|---|
| University of New Hampshire-Main Campus | $19,202 | $39,852 |
|---|
| Stony Brook University | $10,931 | $32,741 |
|---|
| University of Hartford | $49,075 |
|---|
| University of Maryland-Baltimore County | $13,256 | $31,225 |
|---|
UMass - Lowell Tuition Frequently Asked Questions
For the academic year 2024-2025, the undergraduate tuition & fees at UMass - Lowell are $16,966 for Massachusetts residents and $36,264 for out-of-state students.
The total cost of attendance (COA) at UMass - Lowell for the academic year 2024-2025 includes tuition & fees, books & supplies, and living expenses. For in-state students, the estimated COA is $35,680 and $54,978 for out-of-state students. Actual costs may vary depending on housing choices and personal expenses.
It has been risen by 2.39% for Massachusetts residents and increased by 2.45% for out-of-state rates compared to the previous year. The graduate tuition has been risen by 2.39% for Massachusetts residents and increased by 2.43% for out-of-state rates compared to the previous year.
64% of UMass - Lowell undergraduates receive grants or scholarships, with an average aid amount of $13,518 per student. Additional financial aid options are available through UMass - Lowell's financial aid office.
In-State (Massachusetts Residents): The projected 4-year cost for a degree is approximately $145,534, including tuition, fees, room and board, books, supplies, and other expenses. The tuition and fees alone are approximately $17,365 per year, which would total around $68,860 over four years. Out-of-State: The projected 4-year cost for a degree is approximately $223,914. The tuition and fees are around $37,140 per year, totaling about $147,239 over four years.
UMass - Lowell charges $677 per credit hour for in-state undergraduates and $1,481 for out-of-state undergraduates. Graduate students pay $873 (in-state) or $1,578 (out-of-state) per credit hour.
The in-state undergraduate tuition at UMass - Lowell is much higher than the average for similar schools ($11,041 - public Research University (high research activity)).The out-of-state undergraduate tuition at UMass - Lowell is much higher than the average for similar schools ($23,595 - public Research University (high research activity)).The in-state graduate tuition at UMass - Lowell is higher than the average for similar schools ($11,778 - public Research University (high research activity)).The out-of-state graduate tuition at UMass - Lowell is higher than the average for similar schools ($22,098 - public Research University (high research activity)).