Paying for USM

How much does University of Southern Mississippi tuition cost?

The 2025 tuition & fees of University of Southern Mississippi is $9,998 for in-state and $11,998 for out-of-state students. Its tuition & fees is much lower than the average tuition for R1 Universities' tuition of $39,763 based on out-of-state tuition rate.

Based on the last year increase rate, The 2026 estimated tuition & fees at USM is $10,393 for Mississippi residents and $12,390 for out-of-state students, a 3.3% increase compared to 2025's rate.

USM 2025 Tuition & Fees
YearIn-StateOut-of-StateR1 Universities' Average
2023-2024$9,618 $11,618$38,374
2024-2025$9,998$11,998$39,763
Change % 2024-20253.95%3.27%3.62%
2025-2026 Estimate$10,393$12,390$41,202
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How much do you actually pay at USM?

The living costs at USM is $17,010 when living on campus. The on-campus living costs increased by 2.20% compared to the previous year. The off-campus living costs increased by 3.76%.

The USM's 2025 COA is $27,860 for in-state and $29,860 for out-of-state students for living on campus. The off-campus COA is $26,480 for in-state and $28,480 for out-of-state students.

83% of enrolled students have received grants or scholarships, and the average aid amount is $10,055. It could cover 83.81% of the full tuition amount.

After receiving the financial aid, the net price is $17,805 for in-state and $19,805 for out-of-state students..

University of Southern Mississippi 2025 Cost of Attendance (COA)
On-CampusOff-Campus
In-StateOut-StateIn-StateOut-State
Tuition & Fees$9,998$11,998$9,998$11,998
Room & Board$11,920$10,322
Personal Expenses$5,090$5,308
Books & Supplies$852$852
COA$27,860$29,860$26,480$28,480
COA with Financial Aid$17,805$19,805$16,425$18,425

USM 4-Years Tuition

How Much is USM tuition for 4 years?

USM's 4-years tuition is $40,951 for in-state and $48,950 for out-of-state students, based on current tuition and change rate.

Since the tuition & fees at University of Southern Mississippi have risen very slightly (very lower than national average) over the last 4 years, the actual costs may differ from the estimation based on the school or University system's new tuition policy.

USM 4 Years Tuition & Fees Estimates
ResidencyFreshmenSophomoreJuniorSenior4 Years Total
Class of 2029 (Entering Fall 2025)In-State$10,093$10,189$10,286$10,383$40,951
Out-of-State$12,093$12,189$12,285$12,383$48,950
Class of 2030 (Entering Fall 2026)In-State$10,189$10,286$10,383$10,482$41,340
Out-of-State$12,189$12,285$12,383$12,481$49,337
Class of 2031 (Entering Fall 2027)In-State$10,286$10,383$10,482$10,582$41,733
Out-of-State$12,285$12,383$12,481$12,579$49,728
Class of 2032 (Entering Fall 2028)In-State$10,383$10,482$10,582$10,682$42,130
Out-of-State$12,383$12,481$12,579$12,679$50,122
Class of 2033 (Entering Fall 2029)In-State$10,482$10,582$10,682$10,784$42,530
Out-of-State$12,481$12,579$12,679$12,779$50,518

Net Price for 4 Years at USM

Based on recent tuition increase rate, for the students who were admitted in Fall 2025, the estimated 4-years COA is $113,349 for Mississippi residents and $121,348 for out-of-state students.

USM 4 Years COA
ResidencyFreshmenSophomoreJuniorSenior4 Years Total
Class of 2029 (Entering Fall 2025)In-State$28,050$28,240$28,430$28,620$113,349
Out-of-State$30,050$30,240$30,432$30,626$121,348
Class of 2030 (Entering Fall 2026)In-State$28,240$28,433$28,623$28,816$114,121
Out-of-State$30,240$30,432$30,626$30,820$122,118
Class of 2031 (Entering Fall 2027)In-State$28,433$28,626$28,819$29,012$114,899
Out-of-State$30,432$30,626$30,820$31,016$122,894
Class of 2032 (Entering Fall 2028)In-State$28,626$28,822$29,015$29,210$115,683
Out-of-State$30,626$30,820$31,016$31,213$123,675
Class of 2033 (Entering Fall 2029)In-State$28,822$29,018$29,213$29,410$116,472
Out-of-State$30,820$31,016$31,213$31,412$124,461

Actual COA after Receiving Financial Aid

After receiving the financial aid, the net price for 4 years of attending the school is $73,129 for Mississippi residents and $81,128 for out-of-state students.

USM 4 Years COA after Receiving Financial Aid
ResidencyFreshmenSophomoreJuniorSenior4 Years Total
Class of 2029 (Entering Fall 2025)In-State$17,995$18,185$18,375$18,565$73,129
Out-of-State$19,995$20,185$20,377$20,571$81,128
Class of 2030 (Entering Fall 2026)In-State$18,185$18,378$18,568$18,761$73,901
Out-of-State$20,185$20,377$20,571$20,765$81,898
Class of 2031 (Entering Fall 2027)In-State$18,378$18,571$18,764$18,957$74,679
Out-of-State$20,377$20,571$20,765$20,961$82,674
Class of 2032 (Entering Fall 2028)In-State$18,571$18,767$18,960$19,155$75,463
Out-of-State$20,571$20,765$20,961$21,158$83,455
Class of 2033 (Entering Fall 2029)In-State$18,767$18,963$19,158$19,355$76,252
Out-of-State$20,765$20,961$21,158$21,357$84,241

USM's Graduate Tuition

The graduate school tuition at University of Southern Mississippi is $9,998 for in-state and $11,998 for out-of-state students. Detailed graduate program tuition and majors can be found at USM graduate program page.

USM Graduate Tuition & Fees
YearIn-StateOut-of-State
2023-2024$9,618 $11,618
2024-2025$9,998$11,998
Change % 2024-20253.95%3.27%
2025-2026$10,393$12,390

Tuition Per Credit Hour

For part-time and/or full-time students who take additional credits at USM is $412 for Mississippi residents and $496 for out-of-state students. The graduate tuition per credit hour is $550 for Mississippi residents and $662 for out-of-state students.

Per Credit Hour Charge at USM
YearIn-StateOut-of-State
Undergraduate2023-2024$397$481
2024-2025$412$496
2025-2026 (Estimate)$428$511
Graduate2023-2024$529$641
2024-2025$550$662
2025-2026 (Estimate)$572$684

USM Tuition Charts

The following charts visualize tuition, fees, living costs, and other expenses at USM. You can enlarge the chart to view detailed information.

Compare Tuition with Similar Colleges

The following table compares tuition & fees between University of Southern Mississippi and its similar schools.

Compare Details
Tuition Comparison between USM and Similar Colleges
In-StateOut-of-State
University of Southern Mississippi$9,998$11,998
The University of Texas at San Antonio$9,326$22,249
Louisiana Tech University$10,125$16,866
Rice University$61,247
Florida International University$6,565$18,964
University of North Texas$11,309$21,149

USM Tuition Frequently Asked Questions

For the academic year 2024-2025, the undergraduate tuition & fees at USM are $9,998 for Mississippi residents and $11,998 for out-of-state students.
The total cost of attendance (COA) at USM for the academic year 2024-2025 includes tuition & fees, books & supplies, and living expenses. For in-state students, the estimated COA is $27,860 and $29,860 for out-of-state students. Actual costs may vary depending on housing choices and personal expenses.
It has been risen by 3.95% for Mississippi residents and increased by 3.27% for out-of-state rates compared to the previous year. The graduate tuition has been risen by 3.95% for Mississippi residents and increased by 3.27% for out-of-state rates compared to the previous year.
83% of USM undergraduates receive grants or scholarships, with an average aid amount of $10,055 per student. Additional financial aid options are available through USM's financial aid office.

In-State (Mississippi Residents): The projected 4-year cost for a degree is approximately $113,349, including tuition, fees, room and board, books, supplies, and other expenses. The tuition and fees alone are approximately $10,383 per year, which would total around $40,951 over four years.

Out-of-State: The projected 4-year cost for a degree is approximately $121,348. The tuition and fees are around $12,383 per year, totaling about $48,950 over four years.

USM charges $412 per credit hour for in-state undergraduates and $496 for out-of-state undergraduates. Graduate students pay $550 (in-state) or $662 (out-of-state) per credit hour.

The in-state undergraduate tuition at USM is a little bit lower than the average for similar schools ($12,338 - public Research University (very high research activity)).

The out-of-state undergraduate tuition at USM is much lower than the average for similar schools ($31,723 - public Research University (very high research activity)).

The in-state graduate tuition at USM is lower than the average for similar schools ($14,181 - public Research University (very high research activity)).

The out-of-state graduate tuition at USM is much lower than the average for similar schools ($29,952 - public Research University (very high research activity)).

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