Paying for SMCM

How much does St. Mary's College of Maryland tuition cost?

The 2025 tuition & fees of St. Mary's College of Maryland is $15,298 for in-state and $31,374 for out-of-state students. Its tuition & fees has not risen since 2021.

Its tuition & fees is a little bit higher than the average tuition for Baccalaureate Colleges' tuition of $28,986 based on out-of-state tuition rate.

Based on the last year increase rate, The 2026 estimated tuition & fees at SMCM is $15,360 for Maryland residents and $31,436 for out-of-state students, a 0.2% increase compared to 2025's rate.

SMCM 2025 Tuition & Fees
YearIn-StateOut-of-StateBaccalaureate Colleges' Average
2023-2024$15,236 $31,312$28,191
2024-2025$15,298$31,374$28,986
Change % 2024-20250.41%0.20%2.82%
2025-2026 Estimate$15,360$31,436$29,804
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How much do you actually pay at SMCM?

The living costs at SMCM is $17,874 when living on campus. The on-campus living costs increased by 9.43% compared to the previous year. The off-campus living costs increased by 12.10%.

The SMCM's 2025 COA is $34,172 for in-state and $50,248 for out-of-state students for living on campus. The off-campus COA is $32,607 for in-state and $48,683 for out-of-state students.

90% of enrolled students have received grants or scholarships, and the average aid amount is $11,238. It could cover 35.82% of the full tuition amount.

After receiving the financial aid, the net price is $22,934 for in-state and $39,010 for out-of-state students..

St. Mary's College of Maryland 2025 Cost of Attendance (COA)
On-CampusOff-Campus
In-StateOut-StateIn-StateOut-State
Tuition & Fees$15,298$31,374$15,298$31,374
Room & Board$16,079$12,974
Personal Expenses$1,795$3,335
Books & Supplies$1,000$1,000
COA$34,172$50,248$32,607$48,683
COA with Financial Aid$22,934$39,010$21,369$37,445

SMCM 4-Years Tuition

How Much is SMCM tuition for 4 years?

SMCM's 4-years tuition is $61,347 for in-state and $125,651 for out-of-state students, based on current tuition and change rate.

Since the tuition & fees at St. Mary's College of Maryland have risen very slightly (very lower than national average) over the last 4 years, the actual costs may differ from the estimation based on the school or University system's new tuition policy.

SMCM 4 Years Tuition & Fees Estimates
ResidencyFreshmenSophomoreJuniorSenior4 Years Total
Class of 2029 (Entering Fall 2025)In-State$15,314$15,329$15,345$15,360$61,347
Out-of-State$31,390$31,405$31,421$31,436$125,651
Class of 2030 (Entering Fall 2026)In-State$15,329$15,345$15,360$15,376$61,409
Out-of-State$31,405$31,421$31,436$31,452$125,713
Class of 2031 (Entering Fall 2027)In-State$15,345$15,360$15,376$15,391$61,472
Out-of-State$31,421$31,436$31,452$31,467$125,775
Class of 2032 (Entering Fall 2028)In-State$15,360$15,376$15,391$15,407$61,534
Out-of-State$31,436$31,452$31,467$31,483$125,837
Class of 2033 (Entering Fall 2029)In-State$15,376$15,391$15,407$15,422$61,596
Out-of-State$31,452$31,467$31,483$31,498$125,900

Net Price for 4 Years at SMCM

Based on recent tuition increase rate, for the students who were admitted in Fall 2025, the estimated 4-years COA is $140,906 for Maryland residents and $205,210 for out-of-state students.

SMCM 4 Years COA
ResidencyFreshmenSophomoreJuniorSenior4 Years Total
Class of 2029 (Entering Fall 2025)In-State$34,585$35,007$35,425$35,851$140,906
Out-of-State$50,661$51,083$51,513$51,953$205,210
Class of 2030 (Entering Fall 2026)In-State$35,007$35,437$35,864$36,299$142,646
Out-of-State$51,083$51,513$51,953$52,401$206,950
Class of 2031 (Entering Fall 2027)In-State$35,437$35,877$36,312$36,756$144,421
Out-of-State$51,513$51,953$52,401$52,858$208,725
Class of 2032 (Entering Fall 2028)In-State$35,877$36,325$36,769$37,222$146,233
Out-of-State$51,953$52,401$52,858$53,325$210,537
Class of 2033 (Entering Fall 2029)In-State$36,325$36,782$37,236$37,699$148,082
Out-of-State$52,401$52,858$53,325$53,801$212,385

Actual COA after Receiving Financial Aid

After receiving the financial aid, the net price for 4 years of attending the school is $95,954 for Maryland residents and $160,258 for out-of-state students.

SMCM 4 Years COA after Receiving Financial Aid
ResidencyFreshmenSophomoreJuniorSenior4 Years Total
Class of 2029 (Entering Fall 2025)In-State$23,347$23,769$24,187$24,613$95,954
Out-of-State$39,423$39,845$40,275$40,715$160,258
Class of 2030 (Entering Fall 2026)In-State$23,769$24,199$24,626$25,061$97,694
Out-of-State$39,845$40,275$40,715$41,163$161,998
Class of 2031 (Entering Fall 2027)In-State$24,199$24,639$25,074$25,518$99,469
Out-of-State$40,275$40,715$41,163$41,620$163,773
Class of 2032 (Entering Fall 2028)In-State$24,639$25,087$25,531$25,984$101,281
Out-of-State$40,715$41,163$41,620$42,087$165,585
Class of 2033 (Entering Fall 2029)In-State$25,087$25,544$25,998$26,461$103,130
Out-of-State$41,163$41,620$42,087$42,563$167,433

SMCM's Graduate Tuition

The graduate school tuition at St. Mary's College of Maryland is $21,416. Detailed graduate program tuition and majors can be found at SMCM graduate program page.

SMCM Graduate Tuition & Fees
YearIn-StateOut-of-State
2023-2024$21,416 $21,416
2024-2025$21,416$21,416
Change % 2024-20250.00%0.00%
2025-2026$21,416$21,416

Tuition Per Credit Hour

For part-time and/or full-time students who take additional credits at SMCM is $300 for Maryland residents and $450 for out-of-state students. The graduate tuition per credit hour is $300 for Maryland residents and $450 for out-of-state students.

Per Credit Hour Charge at SMCM
YearIn-StateOut-of-State
Undergraduate2023-2024$300$450
2024-2025$300$450
2025-2026 (Estimate)$300$450
Graduate2023-2024$300$450
2024-2025$300$450
2025-2026 (Estimate)$300$450

SMCM Tuition Charts

The following charts visualize tuition, fees, living costs, and other expenses at SMCM. You can enlarge the chart to view detailed information.

Compare Tuition with Similar Colleges

The following table compares tuition & fees between St. Mary's College of Maryland and its similar schools.

Compare Details
Tuition Comparison between SMCM and Similar Colleges
In-StateOut-of-State
St. Mary's College of Maryland$15,298$31,374
University of Maryland Global Campus$8,136$12,336
University of Maryland-College Park$11,809$41,186
Towson University$11,728$29,820
University of Maryland-Baltimore County$13,256$31,225
Morgan State University$8,229$19,124

SMCM Tuition Frequently Asked Questions

For the academic year 2024-2025, the undergraduate tuition & fees at SMCM are $15,298 for Maryland residents and $31,374 for out-of-state students.
The total cost of attendance (COA) at SMCM for the academic year 2024-2025 includes tuition & fees, books & supplies, and living expenses. For in-state students, the estimated COA is $34,172 and $50,248 for out-of-state students. Actual costs may vary depending on housing choices and personal expenses.
It has been risen by 0.41% for Maryland residents and increased by 0.20% for out-of-state rates compared to the previous year. The graduate tuition is same as last year for both in-state and out-of-state rates.
90% of SMCM undergraduates receive grants or scholarships, with an average aid amount of $11,238 per student. Additional financial aid options are available through SMCM's financial aid office.

In-State (Maryland Residents): The projected 4-year cost for a degree is approximately $140,906, including tuition, fees, room and board, books, supplies, and other expenses. The tuition and fees alone are approximately $15,360 per year, which would total around $61,347 over four years.

Out-of-State: The projected 4-year cost for a degree is approximately $205,210. The tuition and fees are around $31,436 per year, totaling about $125,651 over four years.

SMCM charges $300 per credit hour for in-state undergraduates and $450 for out-of-state undergraduates. Graduate students pay $300 (in-state) or $450 (out-of-state) per credit hour.

The in-state undergraduate tuition at SMCM is higher than the average for similar schools ($11,369 - public Baccalaureate College - Arts & Sciences).

The out-of-state undergraduate tuition at SMCM is higher than the average for similar schools ($22,953 - public Baccalaureate College - Arts & Sciences).

The in-state graduate tuition at SMCM is much higher than the average for similar schools ($12,602 - public Baccalaureate College - Arts & Sciences).

The out-of-state graduate tuition at SMCM is a little bit higher than the average for similar schools ($18,427 - public Baccalaureate College - Arts & Sciences).

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