How much does it cost to go to The University of Tennessee-Chattanooga?
The 2025 tuition & fees of The University of Tennessee-Chattanooga is $10,448 for in-state and $18,512 for out-of-state students. Its tuition & fees is lower than the average tuition for Doctoral / Research University (not R1, R2)' tuition of $30,771 based on out-of-state tuition rate.
Based on the last year increase rate, The 2026 estimated tuition & fees at UTC is $10,761 for Tennessee residents and $18,821 for out-of-state students, a 1.7% increase compared to 2025's rate.
UTC 2025 Tuition & Fees
| Year | In-State | Out-of-State | Doctoral / Research University (not R1, R2)' Average |
|---|
| 2023-2024 | $10,144 |
$18,208 | $30,055 |
| 2024-2025 | $10,448 | $18,512 | $30,771 |
| Change % 2024-2025 | 3.00% | 1.67% | 2.38% |
| 2025-2026 Estimate | $10,761 | $18,821 | $31,504 |
How much do you actually pay at UTC?
The living costs at UTC is $16,704 when living on campus. The on-campus living costs increased by 11.35% compared to the previous year. The off-campus living costs increased by 13.29%.
The UTC's 2025 COA is $28,552 for in-state and $36,616 for out-of-state students for living on campus. The off-campus COA is $28,844 for in-state and $36,908 for out-of-state students.
81% of enrolled students have received grants or scholarships, and the average aid amount is $9,999. It could cover 54.01% of the full tuition amount.
After receiving the financial aid, the net price is $18,553 for in-state and $26,617 for out-of-state students..
The University of Tennessee-Chattanooga 2025 Cost of Attendance (COA) | On-Campus | Off-Campus |
|---|
| In-State | Out-State | In-State | Out-State |
|---|
| Tuition & Fees | $10,448 | $18,512 | $10,448 | $18,512 |
|---|
| Room & Board | $12,604 | $12,896 |
|---|
| Personal Expenses | $4,100 | $4,100 |
|---|
| Books & Supplies | $1,400 | $1,400 |
|---|
| COA | $28,552 | $36,616 | $28,844 | $36,908 |
|---|
| COA with Financial Aid | $18,553 | $26,617 | $18,845 | $26,909 |
|---|
UTC 4-Years Tuition
How Much is UTC tuition for 4 years?
UTC's 4-years tuition is $42,558 for in-state and $74,811 for out-of-state students, based on current tuition and change rate.
Since the tuition & fees at The University of Tennessee-Chattanooga have risen very slightly (very lower than national average) over the last 4 years, the actual costs may differ from the estimation based on the school or University system's new tuition policy.
UTC 4 Years Tuition & Fees Estimates
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total |
|---|
| Class of 2029 (Entering Fall 2025) | In-State | $10,524 | $10,601 | $10,678 | $10,755 | $42,558 |
|---|
| Out-of-State | $18,588 | $18,664 | $18,741 | $18,818 | $74,811 |
| Class of 2030 (Entering Fall 2026) | In-State | $10,601 | $10,678 | $10,755 | $10,834 | $42,867 |
|---|
| Out-of-State | $18,664 | $18,741 | $18,818 | $18,895 | $75,118 |
| Class of 2031 (Entering Fall 2027) | In-State | $10,678 | $10,755 | $10,834 | $10,912 | $43,179 |
|---|
| Out-of-State | $18,741 | $18,818 | $18,895 | $18,973 | $75,427 |
| Class of 2032 (Entering Fall 2028) | In-State | $10,755 | $10,834 | $10,912 | $10,992 | $43,493 |
|---|
| Out-of-State | $18,818 | $18,895 | $18,973 | $19,051 | $75,736 |
| Class of 2033 (Entering Fall 2029) | In-State | $10,834 | $10,912 | $10,992 | $11,072 | $43,809 |
|---|
| Out-of-State | $18,895 | $18,973 | $19,051 | $19,129 | $76,047 |
Net Price for 4 Years at UTC
Based on recent tuition increase rate, for the students who were admitted in Fall 2025, the estimated 4-years COA is $119,338 for Tennessee residents and $151,592 for out-of-state students.
UTC 4 Years COA
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total |
|---|
| Class of 2029 (Entering Fall 2025) | In-State | $29,054 | $29,566 | $30,091 | $30,627 | $119,338 |
|---|
| Out-of-State | $37,118 | $37,630 | $38,154 | $38,690 | $151,592 |
| Class of 2030 (Entering Fall 2026) | In-State | $29,566 | $30,091 | $30,627 | $31,176 | $121,461 |
|---|
| Out-of-State | $37,630 | $38,154 | $38,690 | $39,238 | $153,712 |
| Class of 2031 (Entering Fall 2027) | In-State | $30,091 | $30,627 | $31,176 | $31,738 | $123,632 |
|---|
| Out-of-State | $38,154 | $38,690 | $39,238 | $39,798 | $155,880 |
| Class of 2032 (Entering Fall 2028) | In-State | $30,627 | $31,176 | $31,738 | $32,312 | $125,853 |
|---|
| Out-of-State | $38,690 | $39,238 | $39,798 | $40,371 | $158,096 |
| Class of 2033 (Entering Fall 2029) | In-State | $31,176 | $31,738 | $32,312 | $32,899 | $128,125 |
|---|
| Out-of-State | $39,238 | $39,798 | $40,371 | $40,956 | $160,363 |
Actual COA after Receiving Financial Aid
After receiving the financial aid, the net price for 4 years of attending the school is $79,342 for Tennessee residents and $111,596 for out-of-state students.
UTC 4 Years COA after Receiving Financial Aid
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total |
|---|
| Class of 2029 (Entering Fall 2025) | In-State | $19,055 | $19,567 | $20,092 | $20,628 | $79,342 |
|---|
| Out-of-State | $27,119 | $27,631 | $28,155 | $28,691 | $111,596 |
| Class of 2030 (Entering Fall 2026) | In-State | $19,567 | $20,092 | $20,628 | $21,177 | $81,465 |
|---|
| Out-of-State | $27,631 | $28,155 | $28,691 | $29,239 | $113,716 |
| Class of 2031 (Entering Fall 2027) | In-State | $20,092 | $20,628 | $21,177 | $21,739 | $83,636 |
|---|
| Out-of-State | $28,155 | $28,691 | $29,239 | $29,799 | $115,884 |
| Class of 2032 (Entering Fall 2028) | In-State | $20,628 | $21,177 | $21,739 | $22,313 | $85,857 |
|---|
| Out-of-State | $28,691 | $29,239 | $29,799 | $30,372 | $118,100 |
| Class of 2033 (Entering Fall 2029) | In-State | $21,177 | $21,739 | $22,313 | $22,900 | $88,129 |
|---|
| Out-of-State | $29,239 | $29,799 | $30,372 | $30,957 | $120,367 |
UTC's Graduate Tuition
The graduate school tuition at The University of Tennessee-Chattanooga is $11,110 for in-state and $19,174 for out-of-state students. Detailed graduate program tuition and majors can be found at UTC graduate program page.
UTC Graduate Tuition & Fees
| Year | In-State | Out-of-State |
|---|
| 2023-2024 | $10,788 |
$18,852 |
| 2024-2025 | $11,110 | $19,174 |
| Change % 2024-2025 | 2.98% | 1.71% |
|---|
| 2025-2026 | $11,442 | $19,501 |
Tuition Per Credit Hour
For part-time and/or full-time students who take additional credits at UTC is $353 for Tennessee residents and $689 for out-of-state students. The graduate tuition per credit hour is $507 for Tennessee residents and $955 for out-of-state students.
Per Credit Hour Charge at UTC
| Year | In-State | Out-of-State |
|---|
| Undergraduate | 2023-2024 | $343 | $679 |
|---|
| 2024-2025 | $353 | $689 |
|---|
| 2025-2026 (Estimate) | $363 | $699 |
|---|
| Graduate | 2023-2024 | $494 | $942 |
|---|
| 2024-2025 | $507 | $955 |
|---|
| 2025-2026 (Estimate) | $520 | $968 |
|---|
UTC Tuition Charts
The following charts visualize tuition, fees, living costs, and other expenses at UTC. You can enlarge the chart to view detailed information.
Compare Tuition with Similar Colleges
The following table compares tuition & fees between The University of Tennessee-Chattanooga and its similar schools.
UTC Tuition Frequently Asked Questions
For the academic year 2024-2025, the undergraduate tuition & fees at UTC are $10,448 for Tennessee residents and $18,512 for out-of-state students.
The total cost of attendance (COA) at UTC for the academic year 2024-2025 includes tuition & fees, books & supplies, and living expenses. For in-state students, the estimated COA is $28,552 and $36,616 for out-of-state students. Actual costs may vary depending on housing choices and personal expenses.
It has been risen by 3.00% for Tennessee residents and increased by 1.67% for out-of-state rates compared to the previous year. The graduate tuition has been risen by 2.98% for Tennessee residents and increased by 1.71% for out-of-state rates compared to the previous year.
81% of UTC undergraduates receive grants or scholarships, with an average aid amount of $9,999 per student. Additional financial aid options are available through UTC's financial aid office.
In-State (Tennessee Residents): The projected 4-year cost for a degree is approximately $119,338, including tuition, fees, room and board, books, supplies, and other expenses. The tuition and fees alone are approximately $10,755 per year, which would total around $42,558 over four years. Out-of-State: The projected 4-year cost for a degree is approximately $151,592. The tuition and fees are around $18,818 per year, totaling about $74,811 over four years.
UTC charges $353 per credit hour for in-state undergraduates and $689 for out-of-state undergraduates. Graduate students pay $507 (in-state) or $955 (out-of-state) per credit hour.
The in-state undergraduate tuition at UTC is about the same as the average for similar schools ($10,456 - public Doctoral / Research University).The out-of-state undergraduate tuition at UTC is about the same as the average for similar schools ($19,644 - public Doctoral / Research University).The in-state graduate tuition at UTC is about the same as the average for similar schools ($10,983 - public Doctoral / Research University).The out-of-state graduate tuition at UTC is about the same as the average for similar schools ($18,377 - public Doctoral / Research University).