2025 Average Tuition, Fees, and Living cost in Kentucky Colleges

The average tuition & fees of Kentucky colleges is $6,867 for Kentucky residents and $11,885 for students from other States.

Centre College has the highest (most expensive) tuition & fees of $52,820 and Lexington Theological Seminary has the lowest tuition & fees (cheapest) of $9,120.

For graduate programs, University of Kentucky has the highest (most expensive) graduate tuition & fees of $34,140 and University of the Cumberlands has the lowest graduate tuition & fees (cheapest) of $9,875 in Kentucky.

2025 cost of Attendance (COA)

The average COA of Kentucky 4-year colleges in 2025 is $27,362 for Kentucky residents and $39,005 for students from other states. The COA includes tuition & fees, books & supplies, room & board, and other living expenses, but it excludes health insurance fee and uncommon expenses.

Table. 2025 Average cost of Attendance for Kentucky Colleges (4-Years)
UndergraduateGraduate
In-StateOut-of-StateIn-StateOut-of-State
Tuition & Fees $11,126$22,770 $12,016$18,592
Books & Supplies$1,142$1,142
Room & Board$15,093$15,093
COA$27,362$39,005$28,252$34,828

Undergraduate Tuition & Fees

In Kentucky, 81 schools offer undergraduate programs. The average undergraduate tuition & fees of Kentucky colleges is $6,867 for Kentucky residents and $11,885 for out-of-state students for the academic year 2024-2025.

The Kentucky tuition & fees have risen 1.60% from last year (4 years colleges).

The following table and chart describe the 2025 undergraduate tuition & fees trends over last 5 years in 4-years and 2-4 years (community colleges) colleges.

You may want to compare Kentucky schools with tuition changes from last year at Kentucky colleges tuition change page.

2025 Average Undergraduate Tuition & Fees for Kentucky Colleges
Public SchoolsPrivate Schools
4 Years or High2-4 Years4 Years or High2-4 Years
In-StateOut-of-StateIn-StateOut-of-State
2021 $10,360$21,422 $4,503$15,255 $24,309$11,505
2022 $10,481$21,663 $4,503$15,255 $25,091$11,685
2023 $10,615$21,924 $4,575$15,495 $25,757$18,673
2024 $10,908$22,412 $4,662$6,198 $26,785$14,120
2025 $11,126$22,770 $4,738$6,442 $27,219$14,475

Expensive Kentucky Colleges (Highest Undergraduate Tuition)

Centre College$52,820
Berea College$51,658
Bellarmine University$48,770
Transylvania University$46,870
Galen College of Nursing-Louisville$43,104

Inexpensive Kentucky Colleges (Lowest Undergraduate Tuition)

Lexington Theological Seminary$9,120
University of the Cumberlands$9,875
Kentucky Mountain Bible College$10,360
Clear Creek Baptist Bible College$10,720
The Southern Baptist Theological Seminary$11,046
*Based on out-of-state tuition rates of 4-year colleges

Graduate Program Tuition & Fees

33 Kentucky colleges offer graduate programs. The average graduate program tuition fees of Kentucky colleges is $12,016 for Kentucky residents and $18,592 for students from other States. The graduate tuition & fees rose 102.44% from last year.

The following table and chart describe the 2025 graduate tuition & fees and show last 5 years' tuition change.

2025 Average Graduate Tuition & Fees for Kentucky Universities and Colleges
Public SchoolsPrivate Schools
In-StateOut-of-State
2021 $11,133$18,569$10,150
2022 $11,168$18,360$10,932
2023 $11,003$17,742$11,045
2024 $11,749$18,150$11,311
2025 $12,016$18,592$11,521

Expensive Graduate Schools in Kentucky

University of Kentucky$36,238
University of Louisville$30,546
Brescia University$20,950
Frontier Nursing University$20,460
Asbury Theological Seminary$18,360

Inexpensive Graduate Schools in Kentucky

University of the Cumberlands$3,195
Clear Creek Baptist Bible College$4,300
Kentucky Christian University$5,350
Midway University$5,650
University of Pikeville$8,550
*Based on out-of-state tuition rates of 4-year colleges

Books & Supplies cost

The average books & supplies cost of Kentucky colleges in 2025 is $1,142. The books & supplies cost rose 93.83% from last year. The following table and chart describes the 2025 books & supplies cost and cost changes over last 5 years.

2025 Average Books & Supplies cost for Kentucky Universities and Colleges
Books & Supplies
2021$1,268
2022$1,242
2023$1,229
2024$1,217
2025$1,142

Average Living cost

The average living cost of Kentucky colleges in 2025 is $15,093 when a student lives on campus such as dormitory and college apartment and $16,965 living off campus. 33 schools have on-campus living facilities in Kentucky State. The on-campus living cost rose 104.65% and off-campus cost rose 106.19% from last year.

The following table and chart describes the 2025 living cost and compares to last 5 years.

2025 Average Living cost for Kentucky Universities and Colleges
On-CampusOff-Campus
2021$12,729$13,671
2022$12,950$14,032
2023$13,596$14,535
2024$14,422$15,975
2025$15,093$16,965
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