The 2025 tuition & fees of The University of Tennessee-Chattanooga is $10,448 for in-state and $18,512 for out-of-state students. Its tuition & fees is lower than the average tuition for Doctoral / Research University (not R1, R2)' tuition of $30,771 based on out-of-state tuition rate.
Based on the last year increase rate, The 2026 estimated tuition & fees at UTC is $10,761 for Tennessee residents and $18,821 for out-of-state students, a 1.7% increase compared to 2025's rate.
| Year | In-State | Out-of-State | Doctoral / Research University (not R1, R2)' Average |
|---|---|---|---|
| 2023-2024 | $10,144 | $18,208 | $30,055 |
| 2024-2025 | $10,448 | $18,512 | $30,771 |
| Change % 2024-2025 | 3.00% | 1.67% | 2.38% |
| 2025-2026 Estimate | $10,761 | $18,821 | $31,504 |
The living costs at UTC is $16,704 when living on campus. The on-campus living costs increased by 11.35% compared to the previous year. The off-campus living costs increased by 13.29%.
The UTC's 2025 COA is $28,552 for in-state and $36,616 for out-of-state students for living on campus. The off-campus COA is $28,844 for in-state and $36,908 for out-of-state students.
81% of enrolled students have received grants or scholarships, and the average aid amount is $9,999. It could cover 54.01% of the full tuition amount.
After receiving the financial aid, the net price is $18,553 for in-state and $26,617 for out-of-state students..
| On-Campus | Off-Campus | |||
|---|---|---|---|---|
| In-State | Out-State | In-State | Out-State | |
| Tuition & Fees | $10,448 | $18,512 | $10,448 | $18,512 |
| Room & Board | $12,604 | $12,896 | ||
| Personal Expenses | $4,100 | $4,100 | ||
| Books & Supplies | $1,400 | $1,400 | ||
| COA | $28,552 | $36,616 | $28,844 | $36,908 |
| COA with Financial Aid | $18,553 | $26,617 | $18,845 | $26,909 |
UTC's 4-years tuition is $42,558 for in-state and $74,811 for out-of-state students, based on current tuition and change rate.
Since the tuition & fees at The University of Tennessee-Chattanooga have risen very slightly (very lower than national average) over the last 4 years, the actual costs may differ from the estimation based on the school or University system's new tuition policy.
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total | |
|---|---|---|---|---|---|---|
| Class of 2029 (Entering Fall 2025) | In-State | $10,524 | $10,601 | $10,678 | $10,755 | $42,558 |
| Out-of-State | $18,588 | $18,664 | $18,741 | $18,818 | $74,811 | |
| Class of 2030 (Entering Fall 2026) | In-State | $10,601 | $10,678 | $10,755 | $10,834 | $42,867 |
| Out-of-State | $18,664 | $18,741 | $18,818 | $18,895 | $75,118 | |
| Class of 2031 (Entering Fall 2027) | In-State | $10,678 | $10,755 | $10,834 | $10,912 | $43,179 |
| Out-of-State | $18,741 | $18,818 | $18,895 | $18,973 | $75,427 | |
| Class of 2032 (Entering Fall 2028) | In-State | $10,755 | $10,834 | $10,912 | $10,992 | $43,493 |
| Out-of-State | $18,818 | $18,895 | $18,973 | $19,051 | $75,736 | |
| Class of 2033 (Entering Fall 2029) | In-State | $10,834 | $10,912 | $10,992 | $11,072 | $43,809 |
| Out-of-State | $18,895 | $18,973 | $19,051 | $19,129 | $76,047 |
Based on recent tuition increase rate, for the students who were admitted in Fall 2025, the estimated 4-years COA is $119,338 for Tennessee residents and $151,592 for out-of-state students.
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total | |
|---|---|---|---|---|---|---|
| Class of 2029 (Entering Fall 2025) | In-State | $29,054 | $29,566 | $30,091 | $30,627 | $119,338 |
| Out-of-State | $37,118 | $37,630 | $38,154 | $38,690 | $151,592 | |
| Class of 2030 (Entering Fall 2026) | In-State | $29,566 | $30,091 | $30,627 | $31,176 | $121,461 |
| Out-of-State | $37,630 | $38,154 | $38,690 | $39,238 | $153,712 | |
| Class of 2031 (Entering Fall 2027) | In-State | $30,091 | $30,627 | $31,176 | $31,738 | $123,632 |
| Out-of-State | $38,154 | $38,690 | $39,238 | $39,798 | $155,880 | |
| Class of 2032 (Entering Fall 2028) | In-State | $30,627 | $31,176 | $31,738 | $32,312 | $125,853 |
| Out-of-State | $38,690 | $39,238 | $39,798 | $40,371 | $158,096 | |
| Class of 2033 (Entering Fall 2029) | In-State | $31,176 | $31,738 | $32,312 | $32,899 | $128,125 |
| Out-of-State | $39,238 | $39,798 | $40,371 | $40,956 | $160,363 |
After receiving the financial aid, the net price for 4 years of attending the school is $79,342 for Tennessee residents and $111,596 for out-of-state students.
| Residency | Freshmen | Sophomore | Junior | Senior | 4 Years Total | |
|---|---|---|---|---|---|---|
| Class of 2029 (Entering Fall 2025) | In-State | $19,055 | $19,567 | $20,092 | $20,628 | $79,342 |
| Out-of-State | $27,119 | $27,631 | $28,155 | $28,691 | $111,596 | |
| Class of 2030 (Entering Fall 2026) | In-State | $19,567 | $20,092 | $20,628 | $21,177 | $81,465 |
| Out-of-State | $27,631 | $28,155 | $28,691 | $29,239 | $113,716 | |
| Class of 2031 (Entering Fall 2027) | In-State | $20,092 | $20,628 | $21,177 | $21,739 | $83,636 |
| Out-of-State | $28,155 | $28,691 | $29,239 | $29,799 | $115,884 | |
| Class of 2032 (Entering Fall 2028) | In-State | $20,628 | $21,177 | $21,739 | $22,313 | $85,857 |
| Out-of-State | $28,691 | $29,239 | $29,799 | $30,372 | $118,100 | |
| Class of 2033 (Entering Fall 2029) | In-State | $21,177 | $21,739 | $22,313 | $22,900 | $88,129 |
| Out-of-State | $29,239 | $29,799 | $30,372 | $30,957 | $120,367 |
The graduate school tuition at The University of Tennessee-Chattanooga is $11,110 for in-state and $19,174 for out-of-state students. Detailed graduate program tuition and majors can be found at UTC graduate program page.
| Year | In-State | Out-of-State |
|---|---|---|
| 2023-2024 | $10,788 | $18,852 |
| 2024-2025 | $11,110 | $19,174 |
| Change % 2024-2025 | 2.98% | 1.71% |
| 2025-2026 | $11,442 | $19,501 |
For part-time and/or full-time students who take additional credits at UTC is $353 for Tennessee residents and $689 for out-of-state students. The graduate tuition per credit hour is $507 for Tennessee residents and $955 for out-of-state students.
| Year | In-State | Out-of-State | |
|---|---|---|---|
| Undergraduate | 2023-2024 | $343 | $679 |
| 2024-2025 | $353 | $689 | |
| 2025-2026 (Estimate) | $363 | $699 | |
| Graduate | 2023-2024 | $494 | $942 |
| 2024-2025 | $507 | $955 | |
| 2025-2026 (Estimate) | $520 | $968 |
The following charts visualize tuition, fees, living costs, and other expenses at UTC. You can enlarge the chart to view detailed information.
The following table compares tuition & fees between The University of Tennessee-Chattanooga and its similar schools.
| In-State | Out-of-State | |
|---|---|---|
| The University of Tennessee-Chattanooga | $10,448 | $18,512 |
| Wofford College | $56,005 | |
| Samford University | $40,150 | |
| Furman University | $59,770 | |
| East Tennessee State University | $10,216 | $13,726 |
| Mercer University | $31,565 | |
In-State (Tennessee Residents): The projected 4-year cost for a degree is approximately $119,338, including tuition, fees, room and board, books, supplies, and other expenses. The tuition and fees alone are approximately $10,755 per year, which would total around $42,558 over four years.
Out-of-State: The projected 4-year cost for a degree is approximately $151,592. The tuition and fees are around $18,818 per year, totaling about $74,811 over four years.
The in-state undergraduate tuition at UTC is about the same as the average for similar schools ($10,456 - public Doctoral / Research University).
The out-of-state undergraduate tuition at UTC is about the same as the average for similar schools ($19,644 - public Doctoral / Research University).
The in-state graduate tuition at UTC is about the same as the average for similar schools ($10,983 - public Doctoral / Research University).
The out-of-state graduate tuition at UTC is about the same as the average for similar schools ($18,377 - public Doctoral / Research University).
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